4 Super Easy and Painless Ways To Start Saving More Money Right Now


Saving has always been a way of life for people who believed on its power. These people know that they have to save more money in order to create a more established future. However, as time goes by, more and more people find it hard to save money. They contend that saving is no longer a way of life but a resolution that they have to strictly adhere to just to salt away some amount of money.


Some people even insist that it is no longer possible for a person to save more money because most of them are already living paycheck to paycheck. With all the high-prices of commodities these days, saving more money is no longer workable.

But the point is that people can indeed save more.


Here is a list of 4 modern ways that will help you save more money:



Most money-savers automatically take at least 30% from their salary and save them into their savings account. The basic concept here is that most of us spend whatever amount we have on our paycheck, and maybe even more. If you are able to limit that amount, your expenses will unexplainably get smaller.

Check out IING Direct. An online banking system with no fees and the ability to open multiple savings account. They make it super easy to transfer funds electronically and setup automatic saving withdraws as often as you like.

If you want a fun way to sort of trick yourself into saving then checkout this $2.00 Bill Savings Trick from J. Money’s Blog, Budgets are Sexy. He says...

“Every time you go to the bank, ask the tellers how many $2 bills they have.  No matter what their answer is, “buy” them all up and then throw them in a shoebox! That’s it!”



Credit cards had always been a way of life for most consumers. The problem is that they become so comfortable with it that they tend to spend everything on credit. In fact, statistics show that the average family has an average outstanding balance on their credit cards amounting to $7,000. And they even pay almost $1,000 in each year just on the interest charges alone. Therefore, because of this comfortable shopping, they forget to keep track of their expenses and accumulate more payables than what they can afford to pay.

“Debt is the most aggressively marketed product on the planet” – Dave Ramsey

Money Crashers blog wrote an interesting article outlining why people actually spend more when using a credit card than they do when paying cash.  They referred to this study below:

Drazen Prelec and Duncan Simester of the Sloan School of Management at MIT, did a study about credit cards and your spending habits. Their study found that subjects paid more when they were instructed to use a credit card rather than cash. In fact, they found that they were willing to spend up to 100% more with plastic.



Create goals that you really want and not be fickle-minded about it. If there’s a certain amount involved, be specific with the amount, like saying “I will save $5,000 in a year and not around $5,000.”

Try to set your goals based on your priorities and your dreams. Write them out so you can see them. Then develop a written plan on how you are going to get there. Have a period for every goal.

“Goals are not dreamy, pie-in-the-sky ideals. They have every day practical applications and they should be practical.” – Les Brown

One of the best rants on goals I’ve heard in a long time comes from Dave Ramsey. Dave doesn’t beat around the bush. He is strong and to the point.

You  can heck out this short audio segment title “Get After Those Goals.” Here.

I also highly recommend his best selling book – The Total Money Makeover:
(psst – great gift idea too). You can check it out Here



With your employer plan such as the 401(k) or the 403(b), you can definitely save more money for the future. Here, your company will deduct a percentage of your salary from each paycheck and invest the amount in your choice of instruments, mainly mutual funds.

The bottom line is that saving is not just a way of life or a resolution.

it’s the ultimate gratification that you get as a fruit of your labor.

Savings are the first gain.” – unknown


If you found this helpful in any way please pass it on 🙂

4 Ways To Save Money


1 Comment

  • Giang

    Reply Reply

    good ideas for saving. i have been carrying out automatic saving for more than one year and it is found to be great.

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